You Should Create a ‘Dumb Shit’ Fund

If you have money to spare, don’t stress about a little fun spending

Photo by Erik Mclean on Unsplash

If you’re lucky enough to have discretionary income, you may be tempted to save and invest as much as possible.

This is a good first instinct to have. You want to set yourself up better in the future so those financial woes never come back. You want to retire at…